Terms of Use

Last updated: 17 September 2026

Preamble

We are INVEST BUSINESS LTD ("Invest Business", the "Company", "we", "us" or "our"), a company registered in England and Wales under company number 14852760, with its registered office at 207 Regent Street, Suite 8, Third Floor, London, England W1B 3HH, United Kingdom.

We operate the website https://investbusiness.com (the "Site"), the INVEST BUSINESS mobile application (the "App") and the related products and services that refer or link to these Terms of Use (collectively, the "Platform" or the "Services").

Invest Business is a platform for business announcements and professional business messaging. Its purpose is to support the initiation, development or transfer of businesses through structured business announcements (each a "Request" and collectively "Requests"). The Platform includes an integrated private search and matching engine which enables Registered Users to submit Requests and to have them presented to selected counterparts — companies, licensed investors, financial institutions, and public authorities and institutions — that have expressed interest in comparable projects within their region.

Requests are presented for information purposes only, without any guarantee that any counterpart will fund, finance or collaborate on a Request. Publication of a Request does not imply that it will receive public facilities or financing; applications for public facilities or funding are subject to the distinct procedures of the relevant authority. Any binding contract between you and any counterpart found on or through the Platform must be concluded outside the Platform, in compliance with all legal requirements applicable to that type of contract, and without reference to Invest Business.

The Platform is provided for business use only and is not intended for, and may not be used by, consumers (retail customers).

Contents

1. Introduction and acceptance
2. Definitions
3. Eligibility and Registered Users
4. Scope of the Services; no guarantee
5. Regulatory status
6. Registration and account security
7. Fees, subscriptions, automatic renewal and payment
8. Matching, ranking and data access
9. Intellectual property and licence to use
10. User Content: submissions and contributions
11. Prohibited activities
12. Content moderation and notice-and-action
13. Guidelines for reviews
14. Mobile application licence
15. Third-party websites and content
16. Privacy and user data
17. Suspension and termination
18. Disclaimers
19. Limitation of liability
20. Indemnification
21. Modifications, interruptions and corrections
22. Notices and electronic communications
23. Governing law and jurisdiction
24. Dispute resolution
25. Tenders, public funding and facilities announcements
26. General provisions
27. Contact us

1. Introduction and acceptance

These Terms of Use (the "Terms") constitute a legally binding agreement between you, acting on behalf of a legal entity ("you"), and INVEST BUSINESS LTD concerning your access to and use of the Services. By accessing, using or registering to use the Platform: (i) you represent and warrant that you are lawfully able to enter into and agree to these Terms; (ii) you accept and agree to be bound by these Terms and all policies referenced in them, including the Privacy Policy, the Cookies Policy and, where applicable, the EULA; (iii) you represent and warrant that you are authorised to agree to these Terms on behalf of the legal entity for which you act; and (iv) you elect as your address for service the registered office of your legal entity for all rights and obligations relating to the Services.

If you do not agree with all of these Terms, you are expressly prohibited from using the Services and must discontinue use immediately.

The Services are intended for users acting in the course of a business who are at least 18 years old. Persons under 18 are not permitted to use or register for the Services.

Changes to these Terms. We may revise these Terms from time to time. Where you are a Registered User, we will give you notice of proposed changes on a durable medium (e-mail to your registered address or notification on the Platform) at least 15 days before they take effect, or such longer period as is reasonably necessary for you to make technical or commercial adaptations, except where we are subject to a legal or regulatory obligation to change the Terms in a manner or timeframe that does not allow such notice, or where a change addresses an unforeseen and imminent danger (such as fraud, malware or cybersecurity risks). You may terminate your use of the Services before the changes take effect if you do not accept them; your continued use after the effective date constitutes acceptance. We recommend that you print or save a copy of these Terms for your records.

2. Definitions

• "Platform" / "Services" — the Site, the App and the related products and services described in the Preamble, including any Invest Business software application made available to you (each an "Application").
• "Registered User" — a legal entity (company, licensed investor, financial institution, or public authority or institution) that satisfies the eligibility conditions of Section 3 and has completed registration, acting through its authorised owners or employees.
• "Request" — a structured business announcement submitted by a Registered User for presentation to selected counterparts on the Platform.
• "Platform Content" — all content owned by or licensed to us that forms part of the Services, including source code, databases, functionality, software, website designs, audio, video, text, photographs and graphics, and the trademarks, service marks and logos contained therein (the "Marks").
• "User Content" — any content submitted, posted or transmitted by a Registered User through the Services, comprising Submissions and Contributions as defined in Section 10, including Requests.
• "Brief" — the instruction a Registered User writes for an AI drafting tool (Section 10).
• "Draft" — the text an AI drafting tool produces from a Brief, before it is adopted (Section 10).
• "Adoption" — the act by which a Registered User ticks each confirmation shown with a Draft and thereby makes it its own Contribution and its own communication (Section 10).
• "Private Exchange Channels" / "Private Exchange Material" — the Platform features through which two Registered Users exchange messages and documents privately with each other, however those features are named from time to time; and the messages and documents they exchange through them.
• "Platform Confidentiality Agreement" — the standard-form mutual confidentiality agreement we make available for two Registered Users to accept between themselves on the Platform, in the version in force when they accept it. We are not a party to it.

3. Eligibility and Registered Users

Invest Business accepts as Registered Users only the following types of legal entities:

• Licensed investors and financial institutions — only legal entities established in the following Eurozone countries of the European Union: Austria, Belgium, Cyprus, Estonia, France, Finland, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Portugal, Slovakia, Slovenia, Spain and The Netherlands, or in the United Kingdom, and permitted to invest in and/or finance business activities in the relevant Member State or in the United Kingdom, as the case may be;
• Companies — only companies located in the aforementioned Eurozone countries of the European Union or in the United Kingdom;
• Public authorities and institutions — only public authorities and institutions that are located in the aforementioned Eurozone countries of the European Union or in the United Kingdom, or that are authorised (such as the European Central Bank, the Bank of England, the European Investment Fund or the European Commission) to invest in, finance or provide facilities to businesses located in those countries or in the United Kingdom.

All Requests submitted for publication must relate to business located in the United Kingdom or in the aforementioned Eurozone countries.

If you are not — or cease to be — one of the above types of legal entity, you are not authorised to use the Platform, you will not be considered a Registered User, and we ask you to leave the Platform immediately.

Registration follows a self-registration process requiring the submission of contact details and information about the Registered User as a legal entity, and may be subject to verification and a one-off verification fee (see Section 7). By submitting an inquiry through the Platform, you agree that your business and contact information may be passed to other Registered Users so that they can contact you to discuss your requirements further.

Refusal of registration. We may refuse the registration of any applicant that does not satisfy the eligibility conditions, that fails verification, or where registration would expose us to legal, regulatory or reputational risk. Where you are established in the European Union or the United Kingdom and we refuse, restrict or terminate your registration as an existing Registered User, Section 17 (Suspension and termination) applies.

Without our express prior written consent, the Platform may be used only for the Registered User's own internal business purposes — neither commissioned by, nor in the interest of, a third party — and only in a manner that complies with all laws applicable to that Registered User. For the avoidance of doubt, any discussion on the Platform relating to the provision of financial means may be led only by the owners or employees of duly authorised financial institutions or licensed investors.

Taxes. Each Registered User is solely responsible for the assessment, reporting and payment of all taxes, duties, VAT and other public charges that arise for it from its own use of the Platform or from transactions initiated through it, and agrees to provide the documentation lawfully requested by its competent authorities. We have no responsibility for the assessment, collection or enforcement of any such obligations, and you agree to indemnify us against claims arising from your failure to meet your own tax obligations.

4. Scope of the Services; no guarantee

The Platform is a venue. Requests, announcements and proposals presented to you on the Platform do not constitute a binding offer, but merely a presentation of opportunities to expand your business with the counterparts presenting them. Announcements made by public authorities are for information purposes only; it is your responsibility to independently verify the relevance and suitability of any announcement by contacting the appropriate public body directly.

Users are solely responsible for ensuring that their activities comply with all laws, regulations and industry standards relevant to their offerings, including obtaining and maintaining any necessary licences, permits or regulatory approvals. We do not verify or guarantee the regulatory compliance of users and are not a participant in, or advisor to, any advertised transaction.

We cannot guarantee the identity of any Registered User with whom you interact, and we are not responsible for users who gain unauthorised access to the Platform. We cannot guarantee that the Services will be successful for you, and we are not obliged to provide the Services to you. Your interactions with legal entities or individuals found on or through the Platform — including payment, delivery and any other terms, conditions, warranties or representations — are solely between you and them. You should carry out whatever investigation you consider necessary before entering into any transaction with a third party.

If there is a dispute between Platform participants, or between Registered Users and any third party, you agree that Invest Business is under no obligation to become involved, and you release Invest Business, its officers, employees, agents and successors from claims, demands and damages of every kind, known or unknown, arising out of or in any way related to such disputes.

The information provided on the Services is not intended for distribution to or use by any person or entity in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject us to any registration requirement. Persons who access the Services from other locations do so on their own initiative and are solely responsible for compliance with local laws.

5. Regulatory status

No offer of securities or other services. The Platform and all Platform Content are made available for information purposes only and do not constitute, and must not be construed as, soliciting or offering any investment or transaction, identifying securities to purchase, recommending the acquisition or disposition of any investment, or providing any financial, tax, legal or other advice. If you are seeking advice rather than information, you should obtain the services of an independent, appropriately qualified advisor.

Not a registered exchange, broker, financial planner, investment adviser or tax advisor. INVEST BUSINESS IS NOT INTENDED TO PROVIDE LEGAL, TAX, INVESTMENT OR FINANCIAL ADVICE. Invest Business offers business announcements and a business messaging application which transmits Registered Users' announcements to interested counterparts on a predefined basis, using parameters filled in willingly by Registered Users. Invest Business does not sell goods, financial products or financial services, and is not: (1) a registered broker; (2) a registered exchange; (3) a registered investment adviser; or (4) a financial or tax planner, and does not offer legal advice to any Registered User.

No approval of AI-assisted content. Where the Services offer an AI drafting tool, we do not compose a Draft, we do not review it for accuracy or regulatory compliance, and we do not approve or endorse anything you adopt. We are not authorised by the Financial Conduct Authority; we do not approve financial promotions and hold no permission to do so. Making a drafting tool available is not a review, approval or endorsement of anything you adopt or publish, and any technical processing our systems apply to text — for example removing markup or characters we cannot store — is not a review of what the text says. Adoption, and what it makes you responsible for, are governed by Section 10.

6. Registration and account security

By using the Services, you represent and warrant that: (1) all registration information you submit is true, accurate, current and complete; (2) you will maintain the accuracy of that information and promptly update it as necessary; (3) you have the legal capacity to agree to these Terms and will comply with them; (4) the individuals acting for you are not minors in their jurisdiction of residence; (5) you will not access the Services through automated or non-human means (bots, scripts or otherwise); (6) you will not use the Services for any illegal or unauthorised purpose; and (7) your use of the Services will not violate any applicable law or regulation.

You agree to keep your account credentials confidential and are responsible for all use of your account and password. You must ensure that the e-mail address you registered, and the Platform account itself, are accessible only to authorised persons. We may remove, reclaim or change a username that we reasonably determine is inappropriate, obscene or otherwise objectionable. If you provide information that is untrue, inaccurate, not current or incomplete, we may suspend or terminate your account in accordance with Section 17. Acts done through your account. Anything done through your Platform account — including accepting a Platform Confidentiality Agreement — is done by you and with your authority, both as between you and us and as between you and any other Registered User, and you will not deny that the individual concerned was authorised to do it. This does not apply where that individual obtained access to your account without your knowledge and you told us so before the act was relied on. Any Registered User with which you have accepted a Platform Confidentiality Agreement may enforce this paragraph under the Contracts (Rights of Third Parties) Act 1999.

Registration and verification details. The details you submit when registering your organisation — such as its legal name and address, national identification number, beneficial-owner disclosure and, for financial institutions, regulator and licence details — are used for internal purposes only: verifying your organisation and administering your account. We do not publish them on the Platform. Other Registered Users only ever see your pseudonym, together with the information you subsequently choose to share with them, as described in these Terms and in the Privacy Policy.

7. Fees, subscriptions, automatic renewal and payment

7.1 Payment processing. Payments are processed by Stripe. All payments are made in GBP (pounds sterling). You agree to provide current, complete and accurate purchase and account information, and to promptly update it (including e-mail address, payment method and card expiry) so that we can complete your transactions, take any renewal payment due, and contact you as needed. If a renewal payment cannot be taken because your payment details are out of date, we may suspend your access to the paid features of the Services until payment is made.

7.2 Fees. The applicable fees — including one-off verification fees, annual subscription fees per membership category, included credits and the price of additional credits — are set out on the Pricing page, which is incorporated into these Terms by reference. Applicable taxes (including VAT where required) will be added as required by law. You authorise us, and our payment processor acting on our behalf, to charge your chosen payment method for the amounts due at the prices in effect at the time of your order and — for as long as your subscription continues under 7.3 — for each subsequent annual renewal, at the price in effect on that renewal date as notified to you in accordance with 7.7. We reserve the right to correct pricing errors, even where payment has already been requested or received, and to refuse or limit any order where we reasonably suspect abuse or fraud.

7.3 Annual term and automatic renewal. Your subscription runs for an initial term of one (1) year from the date it starts and is charged yearly in advance. At the end of that year, and at the end of each subsequent year, your subscription renews automatically for a further period of one (1) year, charged in advance to your registered payment method on the renewal date, and will keep renewing in this way until it is cancelled under 7.5. By completing your order you expressly acknowledge and agree to this recurring annual charge. The recurring nature of the subscription, the renewal interval and the amount charged are disclosed on the Pricing page and again during registration, before you confirm your order.

7.4 Renewal reminders. We will send a reminder to your registered e-mail address before each renewal date, stating that the subscription is due to renew and the amount to be charged, so that no renewal takes you by surprise and you can cancel first if you wish.

7.5 Cancellation by you — at any time. You can cancel your subscription at any time, without giving a reason, directly from your account: log in, open Your Account, and use the Cancel Subscription control. Cancellation takes effect immediately as described in 7.6, and cancelling is never harder than subscribing. Deleting your account also cancels your subscription — see Section 17, and note the difference in effect described there.

7.6 What happens when you cancel. Cancellation stops all future renewals and renewal charges. It takes effect at the end of the current paid term: your subscription remains active, and you keep full access, until that term expires, after which it simply ends and no further amount is charged. Cancellation does not give rise to a pro-rata or partial refund of the period already paid for (see 7.9).

7.7 Price changes take effect only at renewal, and only after notice. The price of your subscription is fixed for the period you have paid for; a price change never applies to a period already paid for. We may change the subscription fee for future renewal periods. We will notify you of any such change on a durable medium (e-mail to your registered address) at least 30 days before the renewal date on which it first applies, stating the current price, the new price and the date it takes effect. If you do not accept the new price, you may cancel under 7.5 at any time before that renewal date and your subscription will end at the end of the period you have paid for. If you do not cancel, the renewal is charged at the new price. This 7.7 governs changes to subscription fees in place of the general notice provision in Section 1.

7.8 Your payment method is kept on file so that renewals can be taken. So that your subscription can renew under 7.3, the payment method you use at checkout is stored by our payment processor, Stripe, as a saved payment method for recurring use and is charged automatically on each renewal date. We do not receive, hold or store your full card details — card data is collected, processed and stored by Stripe; see our Privacy Policy and Stripe's own privacy notice. You may be asked to re-authenticate a renewal payment where strong customer authentication applies.

7.9 Refunds. Save where 7.10 applies, where mandatory applicable law provides otherwise, or where we determine otherwise in our discretion: (a) fees already paid — including automatic renewal payments — are final and non-refundable, and cancellation under 7.5 does not give rise to a pro-rata or partial refund of the period already paid for; and (b) one-off verification fees are non-refundable once verification has been carried out, and credits are non-refundable once used. To avoid being charged for a further term, cancel under 7.5 before your renewal date. If you have questions about, or are unsatisfied with, the Services, contact us at info@investbusiness.com.

7.10 If you contract as a consumer: 14-day right to withdraw. The Services are offered only to legal entities acting in the course of a business, and we do not contract with consumers (see the Preamble and Section 3). If, exceptionally, you nonetheless contract with us as a consumer — that is, as an individual acting wholly or mainly outside your trade, business, craft or profession — then, in addition to your right to cancel at any time under 7.5, you have a statutory right to withdraw from the contract within 14 days of its conclusion, without giving a reason, under the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013 (United Kingdom) or the national law implementing Directive 2011/83/EU (European Union), as applicable to you. To exercise it, tell us before the 14 days expire, by e-mail to info@investbusiness.com. Where you have asked us to begin providing the Services during the withdrawal period, you owe a proportionate amount for what was provided up to withdrawal; where you have expressly consented to immediate full performance and acknowledged the resulting loss of the withdrawal right, that right is lost to the extent the law provides.

7.11 Business subscribers. If you subscribe in the course of a business — the intended and normal case on this Platform — the statutory consumer withdrawal right in 7.10 does not apply to you, and your rights to end the subscription are those set out in 7.5, 7.6 and 7.9.

7.12 Free, introductory and promotional periods. Where a subscription is offered free of charge or at a reduced or promotional price for an introductory period — for example the first year free for newly incorporated companies, or a promotion code applied at checkout — the subscription still renews automatically under 7.3 at the end of that introductory period, at the standard price for your membership category then in force, unless you cancel first under 7.5. Before you complete such an order, the introductory price, its duration and the standard price that follows are stated on the Pricing page and during registration, and the reminder described in 7.4 is sent before the first full-price charge is taken.

8. Matching, ranking and data access

How matching works. The Platform's matching engine presents Requests to counterparts using the structured parameters provided by Registered Users. The main parameters determining matching and the relative prominence of Requests are: (i) the Request type and its counterpart pairing (for example, a financing Request is presented to financing providers); (ii) economic sector and sub-sector; (iii) geographic zone and region; (iv) quantitative parameters such as project value ranges and, where relevant, land or building surface ranges; and (v) recency of the Request. These parameters are applied equally to all Registered Users within the same membership category; we do not accept remuneration for altering the ranking or prominence of Requests, and we do not treat our own or any affiliated services more favourably than those of Registered Users.

Notifications. The Platform may notify you (on the Platform and by e-mail) when a new Request matching your parameters is published or when you receive an invitation from a counterpart. You can manage notifications through your account or by contacting us.

Data access. Through your account you have access to the data of your own Requests, the invitations you have sent and received, your accepted partners and your messages. We retain data relating to the operation of the Services as described in the Privacy Policy; aggregated or anonymised usage data may be used by us to operate and improve the Platform.

9. Intellectual property and licence to use

Our intellectual property. We are the owner or the licensee of all intellectual property rights in the Services and the Platform Content and Marks. The Platform Content and Marks are protected by copyright, trademark and other intellectual property and unfair competition laws of the United Kingdom, the European Union and other jurisdictions, and by international treaties, and are provided through the Services "AS IS" for your internal business purposes only.

Your licence. Subject to your compliance with these Terms — including Section 11 (Prohibited activities) — we grant you a non-exclusive, non-transferable, revocable licence, for the period agreed with Invest Business, to: (i) access the Services and any Platform Content made available to you; and (ii) download or print a copy of any portion of the Platform Content to which you have properly gained access — in each case solely for your internal business purposes. Except as set out in these Terms, no part of the Services and no Platform Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed or otherwise exploited for any commercial purpose whatsoever without our express prior written permission. All rights not expressly granted to you are reserved. Any breach of this Section is a material breach of these Terms and your right to use the Services will terminate immediately.

If you wish to make any use of the Services, Platform Content or Marks beyond this licence, address your request to info@investbusiness.com. If we grant permission, you must identify us as the owner or licensor and ensure that any copyright or proprietary notice remains visible.

Software. We may include software for use in connection with the Services. If such software is accompanied by an end user licence agreement ("EULA"), the EULA governs your use of that software. If not, we grant you a non-exclusive, revocable, personal and non-transferable licence to use it solely in connection with the Services and in accordance with these Terms. Any software is provided "AS IS" without warranty of any kind, and you may not reproduce or redistribute it except as permitted by the EULA or these Terms.

10. User Content: submissions and contributions

Submissions. By directly sending us any question, comment, suggestion, idea, feedback or other information about the Services ("Submissions"), you assign to us all intellectual property rights in that Submission. We will own it and may use and disseminate it for any lawful purpose without acknowledgment or compensation to you. Private Exchange Material does not become a Submission because you send it to us with a complaint, a notice, a preservation request, an evidence bundle or a support request. We acquire no ownership of it, no intellectual property rights in it are assigned to us, and we handle it under the paragraphs below.

Contributions. The Services may allow you to create, submit, post, display, transmit, publish or distribute content and materials — including Requests, text, video, audio, photographs, graphics, comments, reviews and other material ("Contributions"). Contributions may be viewable by other users of the Services. Any Submission that is publicly posted is also treated as a Contribution. Contributions are treated as non-confidential and non-proprietary — do not post confidential information. That treatment, and that instruction, do not apply to Private Exchange Material. Where you and another Registered User have each accepted a Platform Confidentiality Agreement, the messages and documents you exchange with that Registered User through the Private Exchange Channels — whether before or after you both accepted — are confidential as between the two of you on the terms of that agreement, and we do not publish them. That agreement is between the two of you: we are not a party to it, we do not warrant that it is enforceable, and we will not decide whether it has been broken (Section 4). We may still host, transmit, store, back up, index, screen for security and abuse, moderate and otherwise process that material to operate and secure the Services, produce it where the law or a competent authority requires, and disclose a Registered User's identity as Section 16 provides.

Licence you grant us. By posting Contributions, you grant us an unrestricted, unlimited, irrevocable, perpetual, non-exclusive, transferable, royalty-free, fully-paid, worldwide right and licence to host, use, copy, reproduce, disclose, publish, broadcast, retitle, archive, store, cache, publicly perform, publicly display, reformat, translate, transmit, excerpt (in whole or in part) and distribute your Contributions (including your company name, trademarks, logos and images) for any purpose in connection with operating, promoting and improving the Services, to prepare derivative works of or incorporate them into other works, and to grant sublicences of the foregoing, in any media formats and channels. To the extent permitted by applicable law, you waive all moral rights in your Contributions. You retain full ownership of your Contributions; we assert no ownership over them. Private exchanges are outside this licence. The licence in this paragraph applies only to Contributions that the Services make viewable by users other than the Registered Users taking part in the exchange. It does not apply to Private Exchange Material, whether or not a Platform Confidentiality Agreement has been accepted. For Private Exchange Material you grant us only a non-exclusive licence to host, transmit, store, back up, index, screen for security and abuse, moderate and otherwise process it as needed to operate and secure the Services, to comply with the law and to respond to a competent authority — and not to publish, broadcast, publicly display, retitle, promote, prepare derivative works of or sublicense it. We release any right we previously had under this paragraph to do any of those excluded things with Private Exchange Material, whenever it was posted.

Your responsibility. You represent and warrant for each Contribution that: it is original to you or you hold the necessary rights, licences, consents and releases; it does not infringe any third party's intellectual property, privacy or publicity rights; you have the consent of every identifiable individual appearing in it; it is not false, inaccurate or misleading; it is not unsolicited advertising, a pyramid scheme, spam or any other form of solicitation; it is not obscene, violent, harassing, libellous, discriminatory or otherwise objectionable; it does not harass or threaten anyone or promote violence; it does not violate any law protecting minors; and it does not otherwise violate any applicable law, regulation or these Terms. You are solely responsible for your User Content, and you agree to reimburse us for all losses we suffer because of your breach of this Section, a third party's intellectual property rights, or applicable law.

AI-assisted drafting. Parts of the Services may offer an AI drafting tool: on your instruction it produces a draft (a "Draft") from a brief you write (a "Brief"). A Brief is neither a Submission nor a Contribution; we claim no rights in it and we do not make it available to any other Registered User. To produce a Draft we send your Brief and the studio context to our AI provider, after an automatic filter has removed email addresses, web links and telephone-number patterns from them; that filter is a safeguard and not a guarantee, and Section 12 of the Privacy Policy explains what it does and does not remove. We do not send your pseudonym: it stays on our systems and is used only to check the Draft that comes back for wording that could identify you. We give no undertaking of confidentiality for a Brief, so do not put anything in one that you would not send to a service provider outside the United Kingdom. A Draft is not Platform Content. It is produced for you, shown to no other member, and not published unless and until you adopt it. We do not compose a Draft and no one at Invest Business writes, reads or checks one; we supply the tool and the instructions it follows.

Adoption. You adopt a Draft ("adopt", "Adoption") by ticking, in one act, each of the confirmations shown with it. Adoption is a separate and active step. No confirmation is ever pre-ticked — a pre-ticked box would be worth nothing — and we never treat silence, inactivity or your continued use of the Services as adoption. Before you adopt we show you, in full and unhidden, a notice explaining what the tool is and what adoption does. You must read the Draft before you adopt it, and you may edit it; formatting and characters our systems cannot store are removed before the confirmation step, so the wording you see when you tick is the wording that is recorded. You must ensure that only an owner or employee of yours who is authorised to issue communications of that kind adopts for you (Section 3). An adoption made through your account is your adoption and binds you under Section 6, whether or not the individual who made it was in fact authorised, and you may not rely on that individual's lack of authority to deny that you adopted the text or that you are the person communicating it.

What you may not adopt. You must not adopt a Draft that names you or any other member, or that contains wording capable of identifying you — including wording the tool has flagged — unless you have first removed it. You may adopt an offer only for the products we make available on this surface; you must not adopt an offer describing or inviting interest in deposits. You must not use text from a Draft, whether or not you have adopted it, on any form on which you confirm that no AI drafting was used.

Effect of adoption. On adoption the text becomes your own communication and is a Contribution. As between you and us you are its author, you give the representations and warranties in this Section for it, and you instruct us to present it to the counterparts matched to you, under your pseudonym. We transmit it at your instruction; we do not select, add to, modify or control what it says. We may act on it under Section 12, but nothing we do or do not do under that Section is a review, verification, approval or endorsement of it, and we are not authorised by the Financial Conduct Authority. Two exceptions apply to this Section as it bites on adopted text. First, the licence you grant us applies to it only so that we can host, store, transmit and present it to your matched counterparts and keep our record of it; we do not use it, or your name, marks or logos, to promote the Services, and we do not sublicense it. Second, the warranty that a Contribution is original to you is given for your Brief and your own edits, and for the rest you warrant that, so far as you are aware, it does not infringe any third party's rights; every other warranty in this Section, including that it is not false, inaccurate or misleading, is given for all of it. If what you adopt is or contains a financial promotion or any other invitation or inducement — including under section 21 of the Financial Services and Markets Act 2000 — you are the person communicating it, and you must be able to communicate it lawfully, under your pseudonym, in each country you have selected for it; if you cannot communicate it lawfully without identifying yourself, do not adopt it. You may withdraw an adopted offer at any time and we will stop presenting it; withdrawal does not undo anything already transmitted, and the adoption record is kept.

Rights in a Draft. So that you can use what you adopt, we grant you a non-exclusive, worldwide, royalty-free, perpetual, irrevocable, sublicensable and transferable licence of any rights we may have in a Draft produced for you, to use, copy, adapt, publish, transmit and distribute it for any purpose, whether or not you adopt it through the Platform. We claim no ownership of anything you adopt, and we do not warrant that we hold any rights in a Draft. This licence does not extend to any Platform Content or Marks appearing in a Draft.

The adoption record. We record each adoption: the Draft as the tool produced it, the exact wording you adopted, the wording of the notice and of the confirmations shown to you, the version of that wording and of these Terms, the account and individual through which they were ticked, and the time. Each confirmation you tick is a representation and warranty you give us under these Terms, and Section 20 applies to it. The record is made and kept in electronic form, to which you have agreed under Section 22, and we process the personal data in it as described in the Privacy Policy. You agree that it is conclusive evidence, in the absence of manifest error, of what you adopted and when, and that we may produce it in any proceedings, including proceedings involving a third party or a regulator. This subsection, and your responsibility for anything you have adopted, survive the end of these Terms.

Anything publicly posted or privately transmitted through the Platform is the sole responsibility of the Registered User from whom it originated. You access all such content at your own risk; we are not liable for errors or omissions in it, for damages or loss you might suffer in connection with it, or for how you interpret or use it, and the views expressed by other users do not represent our views or values.

11. Prohibited activities

You may not access or use the Services for any purpose other than that for which we make them available. As a user of the Services, you agree not to:

• systematically retrieve data or other content from the Services to create or compile, directly or indirectly, a collection, compilation, database or directory without our written permission;
• trick, defraud or mislead us or other users, especially in any attempt to learn sensitive account information such as user passwords;
• circumvent, disable or otherwise interfere with security-related features of the Services;
• disparage, tarnish or otherwise harm us and/or the Services;
• use any information obtained from the Services to harass, abuse or harm another person;
• make improper use of our support services or submit false reports of abuse or misconduct;
• use the Services in a manner inconsistent with any applicable laws or regulations;
• engage in unauthorised framing of or linking to the Services;
• upload or transmit viruses, Trojan horses or other harmful material, or engage in spamming or any activity that interferes with any party's uninterrupted use of the Services or that modifies, impairs or disrupts the Services;
• engage in any automated use of the system, such as scripts, data mining, robots or similar data-gathering and extraction tools;
• delete copyright or other proprietary-rights notices from any content;
• impersonate another user or person, or use the username of another user;
• upload or transmit any material that acts as a passive or active information-collection or transmission mechanism (including web bugs, cookies or similar spyware or passive collection mechanisms);
• interfere with, disrupt or create an undue burden on the Services or connected networks;
• harass, annoy, intimidate or threaten any of our employees or agents;
• attempt to bypass any measures designed to prevent or restrict access to the Services;
• copy or adapt the Services' software, or — except as permitted by applicable law — decipher, decompile, disassemble or reverse engineer any software comprising the Services;
• use, launch or distribute any unauthorised automated system (including spiders, robots, scrapers or offline readers) to access the Services;
• use a buying agent or purchasing agent to make purchases on the Services;
• collect usernames or e-mail addresses of users to send unsolicited e-mail, or create accounts by automated means or under false pretences;
• use the Services or Platform Content in any effort to compete with us, or otherwise for any revenue-generating endeavour outside your authorised use; or
• sell or otherwise transfer your profile.
• attempt to determine, or ask or pay anyone else to determine, the legal identity of another Registered User behind its pseudonym, or disclose to anyone an identity you obtain — other than an identity that Registered User has itself disclosed to you, a disclosure required by law or by a court, or a disclosure to your own professional advisers for the purpose of bringing, defending or enforcing a claim;

Use of the Services in violation of this Section may result in suspension or termination of your rights to use the Services in accordance with Section 17.

12. Content moderation and notice-and-action

Our rights. We reserve the right, but assume no obligation, to: (1) monitor the Services for violations of these Terms; (2) take appropriate legal action against anyone who, in our reasonable opinion, violates the law or these Terms, including reporting that user to law enforcement authorities; (3) refuse, restrict access to, limit the availability of, remove or disable any User Content or any portion of it; (4) remove or disable files and content that are excessive in size or burdensome to our systems; and (5) otherwise manage the Services to protect our rights and property and to facilitate their proper functioning. We have no general obligation to monitor User Content.

Reporting illegal or infringing content. If you believe that content on the Services is illegal or violates these Terms, notify us at assistance@investbusiness.com with sufficient detail to identify the content and the reasons for your notice. If you believe material on the Services infringes a copyright you own or control, notify us using the contact details in Section 27 (a "Notification"). A copy of your Notification may be sent to the person who posted the material. You may be held liable for damages for material misrepresentations in a Notification; if in doubt, consult a lawyer first.

Statement of reasons. Where we remove or disable a Registered User's content or restrict an account, we will — except where we are legally prevented from doing so, or where the content is connected to serious abuse — inform the affected Registered User of the measure and the reasons for it.

13. Guidelines for reviews

Where the Services allow you to leave reviews or ratings, you must: (1) have firsthand experience with the entity being reviewed; (2) not use offensive, abusive, racist or hateful language; (3) not include discriminatory references based on religion, race, gender, national origin, age, marital status, sexual orientation or disability; (4) not include references to illegal activity; (5) not be affiliated with competitors if posting negative reviews; (6) not draw conclusions on the legality of conduct; (7) not post false or misleading statements; (8) not organise campaigns encouraging others to post reviews, whether positive or negative; and (9) refer to the reviewed party solely by the pseudonym under which it appears on the Platform — you are not authorised to disclose in a review the identity of the reviewed party or any information that could enable its identification.

We may accept, reject or remove reviews at our reasonable discretion in accordance with Section 12. Reviews are not endorsed by us and do not represent our opinions or those of our affiliates or partners, and we do not assume liability for any review or for claims resulting from any review. By posting a review, you grant us a perpetual, non-exclusive, worldwide, royalty-free, fully paid, assignable and sublicensable licence to reproduce, modify, translate, transmit, display, perform and/or distribute all content relating to the review.

14. Mobile application licence

Use licence. If you access the Services via the App, we grant you a revocable, non-exclusive, non-transferable, limited right to install and use the App on wireless electronic devices owned or controlled by you, strictly in accordance with these Terms. You shall not: (1) except as permitted by applicable law, decompile, reverse engineer, disassemble, attempt to derive the source code of, or decrypt the App; (2) make any modification, adaptation, improvement, enhancement, translation or derivative work from the App; (3) violate any applicable laws in connection with your access or use of the App; (4) remove, alter or obscure any proprietary notice posted by us or the App's licensors; (5) use the App for any revenue-generating endeavour, commercial enterprise or other purpose for which it is not designed or intended; (6) make the App available over a network or other environment permitting access or use by multiple devices or users at the same time; (7) use the App to create a product, service or software that is, directly or indirectly, competitive with or a substitute for the App; (8) use the App to send automated queries to any website or to send unsolicited commercial e-mail; or (9) use any proprietary information or any of our interfaces or other intellectual property in the design, development, manufacture, licensing or distribution of any applications, accessories or devices for use with the App.

Apple and Android devices. When you use the App obtained from the Apple App Store or Google Play (each an "App Distributor"): (1) the licence granted to you is limited to a non-transferable licence to use the App on a device that utilises the Apple iOS or Android operating system, as applicable, in accordance with the usage rules of the applicable App Distributor's terms of service; (2) we — not the App Distributor — are responsible for providing maintenance and support for the App as specified in these Terms or required under applicable law, and each App Distributor has no obligation to furnish any maintenance and support services for the App; (3) in the event of any failure of the App to conform to an applicable warranty, you may notify the App Distributor, which may refund the purchase price (if any) paid for the App, and, to the maximum extent permitted by applicable law, the App Distributor has no other warranty obligation with respect to the App; (4) you represent and warrant that you are not located in a country subject to a relevant government embargo or designated as "terrorist supporting", and that you are not listed on any applicable government list of prohibited or restricted parties; (5) you must comply with applicable third-party terms of agreement when using the App; and (6) you acknowledge and agree that the App Distributors are third-party beneficiaries of this Section and will have the right to enforce it against you.

15. Third-party websites and content

The Services may contain links to third-party websites and third-party content. We do not investigate, monitor or check third-party websites or content for accuracy, appropriateness or completeness, and we are not responsible for them, including their content, accuracy, opinions, reliability, privacy practices or other policies. Inclusion of or linking to any third-party website or content does not imply our approval or endorsement. If you leave the Services to access third-party websites or use third-party content, you do so at your own risk, and these Terms no longer govern; review the applicable third party's terms and policies. Any purchases you make through third-party websites are exclusively between you and the applicable third party, and you agree to hold us harmless from any losses caused by such purchases, third-party content or contact with third-party websites.

16. Privacy and user data

We care about data privacy and security. Please review our Privacy Policy, which is incorporated into these Terms and explains how we collect, use and protect personal data in accordance with the UK GDPR and, where applicable, the EU GDPR. The Services are hosted in the United Kingdom; where personal data of users in the European Union is transferred to the United Kingdom, such transfers take place in accordance with applicable data protection law as described in the Privacy Policy.

We maintain certain data that you transmit to the Services for the purpose of managing their performance, as well as data relating to your use of the Services. Although we perform regular routine backups, you are solely responsible for the data you transmit and for maintaining your own records of it, and — to the extent permitted by law — we shall have no liability to you for any loss or corruption of such data.

Identity and a Platform Confidentiality Agreement. Where you accept a Platform Confidentiality Agreement, you authorise us — irrevocably, and only for bringing, defending or enforcing a claim under or in connection with that agreement — to disclose your organisation's legal name, registered office and the record of your acceptance to a court, tribunal or other competent authority under an order or other lawful process, and to the other Registered User where an order of such a body requires it. We will not disclose your identity to another Registered User in any other circumstances, on request or otherwise. You will not oppose an application for that disclosure on the ground that the information is confidential to you; you agree that we may be joined to or made respondent to such an application, that we need not judge the merits of any allegation, and that this authority is not affected by any variation or ending of that agreement, by the closure of your account, or by the ending of these Terms. We give no undertaking to disclose anything without an order or other lawful process. This is a contractual authority, not consent under data protection law; the Privacy Policy explains our legal bases and how long we keep the record.

17. Suspension and termination

These Terms remain in full force and effect while you use the Services.

Suspension and restriction. We may suspend or restrict your access to all or part of the Services where: (a) you materially or repeatedly breach these Terms (including Sections 3, 9 and 11); (b) we reasonably suspect fraud, illegal content or activity, or a risk to the security or integrity of the Platform or its users; (c) you cease to satisfy the eligibility conditions of Section 3; (d) amounts due under Section 7 remain unpaid; or (e) we are required to do so by law or by a competent authority. Where you are a Registered User established in the European Union or the United Kingdom, we will provide you with a statement of reasons for a suspension or restriction on a durable medium, except where we are legally prevented from doing so or where providing reasons would undermine an investigation into fraud or abuse.

Termination. We may terminate your registration and these Terms: (i) with at least 30 days' prior notice and a statement of reasons, where you are an EU- or UK-established Registered User, except that termination may take effect immediately where we are subject to a legal or regulatory obligation to terminate, where you have repeatedly infringed these Terms, or where an imperative reason under applicable law so requires; and (ii) in all other cases, at our reasonable discretion with notice to you. You may stop using the Services, cancel your subscription (7.5) and request deletion of your account at any time. Deleting your account also cancels your subscription: where you delete your account, or ask us to delete it, we instruct our payment processor to stop all further renewals, so no further renewal payment is taken. Deletion is not the same as cancelling under 7.5 — cancelling leaves your access running to the end of the period you have paid for, while deletion ends your access immediately, and no refund is due for the unexpired part of that period (7.9). If you wish to keep access until the end of the period you have paid for, cancel under 7.5 and delete your account after that period ends.

Effect of termination. Upon termination, your licence to use the Services ends and your right to access your account ceases. Where you cancel your subscription under 7.5 without deleting your account, your access continues until the end of the current paid term and ends on its expiry. If we terminate or suspend your account for breach, you are prohibited from registering a new account under your name, a fake or borrowed name, or the name of any third party, even if acting on behalf of that third party. In addition to terminating or suspending your account, we reserve the right to take appropriate legal action, including pursuing civil, criminal and injunctive redress. Sections 5, 6 (acts done through your account), 9, 10 (licences granted, and the treatment of Private Exchange Material), 11 (the prohibition on determining or disclosing another Registered User's identity), 16 (identity and a Platform Confidentiality Agreement), 18, 19, 20, 23, 24 and 26 survive termination.

18. Disclaimers

THE SERVICES ARE PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS. YOU AGREE THAT YOUR USE OF THE SERVICES IS AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SERVICES AND YOUR USE THEREOF, INCLUDING THE IMPLIED WARRANTIES OF SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE SERVICES' CONTENT OR THE CONTENT OF ANY WEBSITES OR MOBILE APPLICATIONS LINKED TO THE SERVICES, AND WE WILL ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY (1) ERRORS, MISTAKES OR INACCURACIES OF CONTENT AND MATERIALS, (2) PERSONAL INJURY OR PROPERTY DAMAGE RESULTING FROM YOUR ACCESS TO AND USE OF THE SERVICES, (3) UNAUTHORISED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY PERSONAL OR FINANCIAL INFORMATION STORED THEREIN, (4) INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SERVICES, (5) BUGS, VIRUSES, TROJAN HORSES OR THE LIKE TRANSMITTED TO OR THROUGH THE SERVICES BY ANY THIRD PARTY, AND/OR (6) ERRORS OR OMISSIONS IN ANY CONTENT AND MATERIALS OR ANY LOSS OR DAMAGE INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, TRANSMITTED OR OTHERWISE MADE AVAILABLE VIA THE SERVICES. WE DO NOT WARRANT, ENDORSE, GUARANTEE OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH THE SERVICES, AND WE WILL NOT BE A PARTY TO OR RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND ANY THIRD-PARTY PROVIDER. AS WITH ANY PURCHASE THROUGH ANY MEDIUM, YOU SHOULD USE YOUR BEST JUDGEMENT AND EXERCISE CAUTION WHERE APPROPRIATE. WE GIVE NO WARRANTY THAT A PLATFORM CONFIDENTIALITY AGREEMENT IS VALID, BINDING OR ENFORCEABLE, THAT ANY REGISTERED USER WILL COMPLY WITH ONE, OR THAT MATERIAL EXCHANGED UNDER ONE WILL REMAIN CONFIDENTIAL. WE ARE NOT A PARTY TO ANY SUCH AGREEMENT, WE GIVE NO ADVICE ON IT, AND WE DO NOT MONITOR, DECIDE OR ENFORCE ANYTHING UNDER IT.

19. Limitation of liability

Nothing in these Terms excludes or limits our liability for: (a) death or personal injury caused by our negligence; (b) fraud or fraudulent misrepresentation; or (c) any other liability that cannot be excluded or limited under applicable law.

SUBJECT TO THE FOREGOING, IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF INCOME OR REVENUE (INCLUDING ANTICIPATED SAVINGS), LOSS OF BUSINESS, LOSS OF PROFITS OR CONTRACTS, LOSS OF DATA, OR LOSS OF GOODWILL, HOWEVER ARISING AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT OR OTHERWISE, EVEN IF FORESEEABLE OR IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

SUBJECT TO THE FIRST PARAGRAPH OF THIS SECTION, OUR TOTAL AGGREGATE LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER, REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO THE TOTAL AMOUNT PAID BY YOU TO US FOR THE SERVICES IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE LIABILITY OR, IF GREATER, GBP 100. Where the mandatory law applicable to you does not allow certain of the above limitations, those limitations apply to the maximum extent permitted, and you may have additional rights.

20. Indemnification

You agree to defend, indemnify and hold us harmless — including our subsidiaries, affiliates and all of our respective officers, agents, partners and employees — from and against any loss, damage, liability, claim or demand, including reasonable legal fees and expenses, made by any third party due to or arising out of: (1) your User Content; (2) your use of the Services; (3) your breach of these Terms; (4) any breach of your representations and warranties set out in these Terms; (5) your violation of the rights of a third party, including intellectual property rights; (6) any overt harmful act toward any other user of the Services with whom you connected via the Services; or (7) any Platform Confidentiality Agreement you accept, or any dispute between you and another Registered User under or in connection with one. We reserve the right, at your expense, to assume the exclusive defence and control of any matter for which you are required to indemnify us, and you agree to cooperate, at your expense, with our defence. We will use reasonable efforts to notify you of any such claim upon becoming aware of it.

21. Modifications, interruptions and corrections

We reserve the right to change, modify or remove the contents of the Services at any time, and to modify or discontinue all or part of the Services, subject — for changes to these Terms affecting Registered Users — to the notice requirements of Section 1 and — for changes to subscription fees — to 7.7. We will not be liable for any modification, price change, suspension or discontinuance of the Services carried out in accordance with these Terms.

We cannot guarantee the Services will be available at all times. We may experience hardware, software or other problems, or need to perform maintenance, resulting in interruptions, delays or errors. To the extent permitted by law, we have no liability for any loss, damage or inconvenience caused by your inability to access or use the Services during any downtime or discontinuance, and nothing in these Terms obliges us to maintain and support the Services or to supply corrections, updates or releases.

There may be information on the Services that contains typographical errors, inaccuracies or omissions, including descriptions, pricing and availability. We reserve the right to correct any errors, inaccuracies or omissions and to change or update information at any time, without prior notice.

22. Notices and electronic communications

Any notices given by us to you under these Terms are deemed received when addressed to the e-mail address you provided during registration or delivered through the Platform. You must take appropriate steps to ensure delivery of incoming e-mail to that address. Notices given by you to us from that e-mail address are considered given by you. You can contact us for information, inquiries or requests through the Invest Business Helpdesk contact form or at assistance@investbusiness.com.

Visiting the Services, sending us e-mails and completing online forms constitute electronic communications. You consent to receive electronic communications and agree that all agreements, notices, disclosures and other communications we provide to you electronically satisfy any legal requirement that such communication be in writing. YOU AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS AND OTHER RECORDS, AND TO ELECTRONIC DELIVERY OF NOTICES, POLICIES AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED BY US OR VIA THE SERVICES. To the extent permitted by law, you waive any requirement for an original (non-electronic) signature or for delivery or retention of non-electronic records.

23. Governing law and jurisdiction

These Terms, and any dispute or claim arising out of or in connection with them or their subject matter (including non-contractual disputes or claims), are governed by the laws of England and Wales. The United Nations Convention on Contracts for the International Sale of Goods (CISG) is expressly excluded. Nothing in these Terms deprives you of the protection of provisions of the law of your country of establishment that cannot be derogated from by agreement.

Subject to Section 24 (Dispute resolution), the courts of England and Wales shall have jurisdiction over any dispute not subject to, or excepted from, arbitration under Section 24.

24. Dispute resolution

Complaints and informal negotiations. To resolve a complaint regarding the Services, contact us first at assistance@investbusiness.com or info@investbusiness.com; we will handle complaints diligently and within a reasonable time. To expedite resolution and control the cost of any dispute, controversy or claim related to these Terms (each a "Dispute"), you and we (the "Parties") agree to first attempt to negotiate any Dispute (except those expressly excepted below) informally for at least thirty (30) days before initiating arbitration, commencing upon written notice from one Party to the other.

Binding arbitration. Any Dispute arising from the relationship between the Parties that is not resolved by negotiation shall be finally determined by one arbitrator under the Arbitration and Internal Rules of the European Court of Arbitration, part of the European Centre of Arbitration and Mediation having its seat in Strasbourg, in force at the time the application for arbitration is filed. The seat of arbitration shall be London, United Kingdom; the language of the proceedings shall be English; and the applicable substantive law shall be the law of England and Wales. This Section is an agreement between each Registered User and us about Disputes with us. It does not require a dispute between two Registered Users — including a dispute under a Platform Confidentiality Agreement — to be negotiated or arbitrated under this Section.

Restrictions. The Parties agree that any arbitration shall be limited to the Dispute between the Parties individually. To the full extent permitted by law: (a) no arbitration shall be joined with any other proceeding; (b) there is no right or authority for any Dispute to be arbitrated on a class-action basis or to utilise class-action procedures; and (c) there is no right or authority for any Dispute to be brought in a purported representative capacity on behalf of the general public or any other persons.

Exceptions. The following Disputes are not subject to the above provisions on informal negotiations and binding arbitration: (a) Disputes seeking to enforce or protect, or concerning the validity of, a Party's intellectual property rights; (b) Disputes related to, or arising from, allegations of theft, piracy, invasion of privacy or unauthorised use; (c) any claim for injunctive relief; and (d) any Dispute involving a subscriber who is a consumer within the meaning of 7.10, who is not bound by the arbitration agreement or by the Restrictions above and who may bring proceedings in the courts of their place of domicile; and (e) any application to us for disclosure of a Registered User's identity, or for the preservation or production of records, made in connection with an actual or contemplated claim between Registered Users, including an application in the Norwich Pharmacal jurisdiction or its equivalent. Such applications are not subject to informal negotiation or arbitration and may be made only to the courts identified in Section 23. If this arbitration provision is found to be illegal or unenforceable as to a particular Dispute, that Dispute shall be decided by the courts identified in Section 23, and the Parties submit to the personal jurisdiction of those courts.

25. Tenders, public funding and facilities announcements

The Platform provides listings of tenders, public funding opportunities and facilities announcements, aggregated from several official sources to ensure comprehensive and up-to-date information. Because our software fetches data from various official sources, the same tender, funding opportunity or facilities announcement may appear multiple times; while we strive to minimise redundancy, we cannot guarantee the elimination of duplicate entries, and by using the Platform you acknowledge and accept the possibility of multiple listings. We make every effort to ensure that this information is accurate and complete, but we do not guarantee its accuracy, completeness or timeliness. You are advised to verify the details of tenders, public funding opportunities and facilities announcements with the official sources before making any decisions or commitments. This information is provided for general information purposes only and is not a substitute for professional advice.

26. General provisions

These Terms and any policies or operating rules posted by us on the Services constitute the entire agreement and understanding between you and us with respect to the Services. Our failure to exercise or enforce any right or provision of these Terms shall not operate as a waiver of that right or provision. These Terms operate to the fullest extent permissible by law. We may assign any or all of our rights and obligations to others at any time; you may not assign your rights or obligations under these Terms without our prior written consent. We shall not be responsible or liable for any loss, damage, delay or failure to act caused by any cause beyond our reasonable control. If any provision or part of a provision of these Terms is determined to be unlawful, void or unenforceable, that provision or part is deemed severable and does not affect the validity and enforceability of the remaining provisions. No joint venture, partnership, employment or agency relationship is created between you and us as a result of these Terms or your use of the Services. These Terms will not be construed against us by virtue of our having drafted them. You waive any defences you may have based on the electronic form of these Terms and the absence of signing by the parties.

27. Contact us

To resolve a complaint regarding the Services or to receive further information regarding their use, contact us at:

INVEST BUSINESS LTD
Company No. 14852760
207 Regent Street, Suite 8, Third Floor
London, England W1B 3HH, United Kingdom

Phone: (+44) 20 3290 2022
E-mail: info@investbusiness.com · assistance@investbusiness.com